---
title: "居民住户贷款 · 52etf.net"
kind: "term"
url: "https://52etf.net/tags/%E5%B1%85%E6%B0%91%E4%BD%8F%E6%88%B7%E8%B4%B7%E6%AC%BE/"
markdown_url: "https://52etf.net/tags/%E5%B1%85%E6%B0%91%E4%BD%8F%E6%88%B7%E8%B4%B7%E6%AC%BE/index.md"
content_signal: "search=yes, ai-input=yes, ai-train=no"
---

# 居民住户贷款 — Markdown for Agents (term)
- **[2026-10-25] [中国房产是否到底核心观测：居民住户贷款环比增量 vs 18万亿银行信贷规模对比](https://52etf.net/04-realestate/household-loan-vs-18t-bank-credit/index.md)**
  - Summary: 过去火爆年代居民住户贷款月增5000亿至超10000亿RMB | 今年过去8个月累积增量未达3000亿RMB | 当前银行信贷年增量约18万亿RMB(未流向住户贷款)
  - Primary Source: https://data.eastmoney.com/cjsj/xzxd.html
  - Backup Source: https://data.eastmoney.com/cjsj/shrzgm.html
  - Tags: `#房产见底观测` `#居民住户贷款` `#银行信贷18万亿` `#房地产` `#央行信贷收支表`